Fee Schedule

Fees subject to be passed through onto our members include but not limited to ATM/Debit; Card expedite, Card recovery, International transaction and Surcharge fees. Certified/Express/Overnight Mail, Check Ordering, Mechanical Break Down Protection*, Depreciation Protection*, Foreign Check Deposits, Incorrect Social Security Number, Home Equity Closing costs, Secretary of State Correction/Title Registration fees and Stamps.

*By quote

If a cashier`s check is lost, stolen or destroyed, 90 days from the issue date need to pass before we can refund the check.

Account

Type	Amount
Auto overdraft transfer (Once per day when an overdraft transfer occurs)	$7
Closing a share savings (within 180 days of opening)	$20
Dormant fee (quarterly: waived if $1,500 is maintained in regular shares (savings) or have activity within the membership)	$10
Non Sufficient Funds (NSF)/Courtesy Pay Fee (per each item: ACH, ATM/debit, share drafts)	$40
Paper statements (monthly: waived if younger than 18, older than 65 or if $1,500 is maintained in regular shares(savings))	$3
Research fee (per hour: one hour minimum)	$30
Stop payment on check(s) or direct debit item (per item/continuous series)	$30

Card

Type	Amount
ATM/debit card replacement	$10
ATM foreign withdraw (per withdraw)	$1
CU Money Everyday Spend card(s)	$6
CU Money reloads ($10-$5,000)	$3
Gift cards ($10-$1,000)	$4

Loan

Type	Amount
Defer-a-Payment fee (once every 12-months)	$25
Home equity subordination	$100
Loan payment late fee (9 days grace) (loans issued prior to February 1, 2015: late fee is $10)	$25
Mini loan application fee	$20

Miscellaneous

Type	Amount
Garnishment/levy	$35
GAP	$475
Return deposit:self/returned loan payment	$35
Returned mail (per item)	$10

Service Charges

Type	Amount
Duplicate statements (fee covers 3 months)	$7
Domestic wire fee	$25
International wire fee	$40
Non-member check cashing	$10
Cashiers check fee (if payable to third-party)	$2