Skip to main content
Online Banking

Enroll Now | Forgot Password

Privacy Policy

Rev. 12/2010

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Payment history
  • Credit history and Transaction or loss history
  • Installment debt and Overdraft history
How? All financial companies need to share members personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members personal information; the reasons NORTHERN ILLINOIS FEDERAL CREDIT UNION chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does NIFCU share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes —
to offer our products and services to you
For joint marketing with other financial companies YES YES
For our affiliates’ everyday business purposes—
information about your transactions and experiences
NO We don't share
For our affiliates’ everyday business purposes—
information about your creditworthiness
NO We don't share
For nonaffiliates to market to you NO We don't share
To limit our sharing
  • Call 815-669-1599 —our menu will prompt you through your choice(s) or
  • Visit us online:
Please note:
If you are a new customer, we can begin sharing your information 1 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions? Call 815-669-1599 or go to
Who we are
What we do
How does NIFCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does NIFCU collect my personal information? We collect your personal information, for example, when you
  • Open an account or Deposit money
  • Apply for a loan or Use your debit card
  • File an insurance claim
We also collect your personal information from others, such as credit bureaus and other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • We do not share.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • We do not share
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include insurance companies.
Other important information

View Privacy Policy as PDF