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Need to remodel your kitchen, bathroom or paying on high interested debt? A home equity loan could be the perfect solution! Home equity loans rates are lower than personal loans, have higher loan limits and the paid interest could be tax deductible. Consult a tax advisor for this information.

  • Loan minimum $5,000
  • Loan maximum $50,000
  • Variable rate tied to prime rate as determine by the "money section" of the Wall Street Journal
  • Rate subject to change semi-annually
  • Minimum rate four percent
  • Maximum rate 15 percent
  • Loan to value ratio 80 percent
  • 15-year plan
  • Seven-year draw/eight-year repayment
  • Interest-only payments the first seven years (or $100 monthly minimum)


Conveniently apply online! Please be prepared to provide proof of income (i.e. your last two pay stubs, most recent W-2, or a statement from your financial institution showing two or more regular direct deposits). Proof of income can be uploaded with your online loan application.

Loan processing takes approximately 24-48 hours to respond to a request. We make every effort to determine how we can help your financial well-being. In the instance we are not able to offer the loan requested, we will sometimes counteroffer a product or service we feel would help you.

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